Travel insurance
Health insurance

Major Medical

Inpatient only plan with a yearly deductible

Major cover for everything

Free choice of doctors and hospitals, empowering policyholders to access preferred medical care confidently.

Major cover for everywhere

Coverage for recreational sports, direct payment to hospitals + 24-hour worldwide emergency assistance.

Major cover for always

Guaranteed renewability regardless of age, medical condition, or location.
Travel insurance
Health insurance

Major Medical

Inpatient only plan with a yearly deductible

Major cover for everything

Free choice of doctors and hospitals, empowering policyholders to access preferred medical care confidently.

Major cover for everywhere

Coverage for recreational sports, direct payment to hospitals + 24-hour worldwide emergency assistance.

Major cover for always

Guaranteed renewability regardless of age, medical condition, or location.

Here's what you need to know

The ability to freely choose healthcare providers and facilities is yours!

You can confidently access your preferred medical care and make informed decisions about your health.

You'll be covered wherever you are with the convenience of direct payments to hospitals for round-the-clock worldwide emergencies,

We guarantee renewability irrespective of your age, medical status, or geographic location to maintain uninterrupted coverage.

Your peace of mind is our commitment.

Credit card mockups

Freedom & flexibility

Our Major Medical Plan emphasizes free choice of doctors and hospitals, empowering policyholders to access preferred medical care confidently. With this flexibility, individuals receive treatment from trusted professionals and institutions, enhancing their healthcare experience significantly.

Our major medical plan also includes free coverage for recreational sports, promoting an active lifestyle and comprehensive protection against potential injuries. With direct payment to hospitals and 24-hour worldwide emergency assistance, it ensures seamless access to medical services and support. Moreover, consideration of declared pre-existing conditions highlights its inclusivity and commitment to addressing specific healthcare needs, enhancing its value to a wide range of individuals.

Guaranteed renewability

The plan ensures guaranteed renewability regardless of age, medical condition, or location, offering policyholders peace of mind. Its flexible geographic coverage further expands access to quality healthcare services locally and abroad, catering to diverse needs effectively.

Guaranteed renewability, a core tenet of healthcare policy, extends a crucial lifeline to individuals, promising the continuity of coverage regardless of age, existing medical conditions, or geographical constraints. This provision not only safeguards individuals against the uncertainties of health but also fosters a profound sense of security and assurance in their healthcare journey.

Trusted insurance partner

Pacific Cross goes beyond mere assurances by providing tailored solutions that cater to the specific requirements of each demographic. Whether it's addressing age-related concerns, managing pre-existing conditions, or accommodating policyholders across various locations in Asia, Pacific Cross's offerings are designed to adapt and evolve alongside their clients' changing circumstances.

By emphasizing guaranteed renewability and tailoring their plans to suit the needs of Asians, expatriates, tourists to Asia, and families, Pacific Cross not only ensures continuous coverage but also cultivates a sense of empowerment among policyholders. Knowing that their healthcare needs are secure, individuals and families are better equipped to pursue their goals, explore opportunities, and embrace life's adventures with confidence, knowing that Pacific Cross is there to support them every step of the way.

Major Medical Plan

Comparison

Bon Voyage A
Bon Voyage B
Bon Voyage C
Annual Premium/Month Premium (BV)
US$ 75.00
US$ 51.00
US$ 37.00
Personal Accident
$100.00
$65.00
$35.00
Show more

Major Medical Plan

Comparison

Premier Plan
Executive Plan
Annual Premium/Month Premium (BV)
US$ 350.00
US$ 205.00
Personal Accident
US$ 100,000
US$ 65,000
Show more

Major Medical Plan

Comparison

Premier 250
Premier 500
Annual Fee
US$ 2,829
US$ 3,363
Maximum Limit per Policy Year
US$ 250,000
US$ 500,000
Show more

Major Medical Plan

Comparison

Standard Plan
Standard Upgrade Plan
Annual Fee
US$ 4,046
US$ 4,978
Maximum Limit per Policy Year
US$ 1,000,000
US$ 2,000,000
Show more

Downloads & Application

Ten questions, ten answers

Here are the 10 questions you might ask yourself before buying your next insurance.
What travel destinations do the insurance plans generally cover?
Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.
How long is insurance coverage?
Our health plans offer annual coverage and our travel plan coverage duration is flexible eather for single stay or multiple stays up to 90 days per stay.
(How) Can I extend my insurance coverage?
In order to extend insurance, contact us or your insurance broker.
Who / what is covered by my insurance?
You can choose to cover yourself or include your family in certain plans. Protection may also include personal belongings such as travel documents and technical devices. Please see the individual brochures for more information.
Does my insurance cover vaccination and/or medicines?
Our health plans offer full or partial coverage of vaccinations and medicines. You will find more information in the product comparison on the insurance plan page
How are accidents & hospital treatments covered?
Our health and travel plans offer a full suite of benefits, including emergency and inpatient benefits. Please contact us for more information or see all our plan brochures here.
Am I being taken home after an accident?
Many of our health plans offer this benefit. Please see the individual brochures for more information.
How are sport related accidents covered?
Accidents related to recreational sports, whether above or below water, are fully covered in our Bon Voyage Plans and coverage is included in our health plans.
Does Pacific Cross pre-pay my hospital bills or guarantee for me?
Yes. Depending on the plan you choose, Pacific Cross will pre-pay hospital bills above US$ 2,500.00 for you.
I have crossed a border and (accidentally) went outside my destination country. What now?
Please contact us for further assistance.

Whatever you're up to: We've got you covered.